How To Increase Or Decrease Apple Card Credit Limit

Apple Card Credit Card

Apple Card has quickly became one of the most popular credit cards on the planet. One of the biggest reasons for its popularity is its ease of use and convenient management through the Wallet app.

Just like any credit card out there you can request to increase Apple Card’s credit limit whenever you like. This can be impacted by your overall credit score. Similarly you can also decrease Apple Card credit limits based on your personal preferences. In this tutorial you will learn how to do both.

Apple Card, which is currently only available for the users in US allows users to make secure payments through Apple Pay and using the physical credit card. Apple has made the Apple Card appealing to users by making it easy to use, dropping credit card fees, offering cash backs on both Apple and non-Apple purchases and more.

How To Increase Apple Card Credit Limit

Apple has taken effective steps to review credit limits since Goldman Sachs was found guilty of gender bias when it came to providing credit card limits. You might want to increase Apple Card credit limit if your current limit is not enough for your spending needs and you are always running low on available spending limit.

So, if you want to increase Apple card credit limit, follow the procedure below:

  1. On your iPhone, go to the Wallet app
  2. Tap Apple Card 
  3. Tap the icon on the top right corner
  4. Select ‘Message’
  5. Ask Apple Card representative to increase the Apple card credit limit

Note: Goldman Sachs will require your credit history with Apple Card to increase the Apple credit card limit. The procedure can take 6 months or more.

How To Decrease Apple Card Credit Limit

Increase Apple Card Credit Limit

In addition to increasing Apple Card limit, you also get the ability to decrease Apple Card credit limit. You might want to decrease available spending limit on your Apple Card if the available limit is more than you need and you want to control your spending habits. Having a lower limit would help reducing unnecessary spending and credit card debt.

In case you want to decrease Apple Card credit limit, simply follow these steps.

  1. Go to the Wallet app
  2. Tap Apple Card 
  3. Tap the icon on the top right corner
  4. Select ‘Message’
  5. Ask Apple Card representative to decrease Apple card credit limit

So this is how you can easily increase or decrease Apple Card credit limit right from your iPhone. Was this post useful? If you want to share your experience with the Apple credit card limit, hit the comments below. 

Stay tuned to, for more useful posts for your Apple experience.

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